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Making the decision to file for Social Security Disability benefits can be challenging. The application process takes time and effort, so you need to know your chances of being approved before you begin.

The Social Security Administration uses strict guidelines to determine eligibility. Educating yourself on these guidelines now will help you determine if you will qualify for Social Security Disability benefits when you apply.

Employment

The financial help available to disabled individuals through the Social Security Administration is meant for those who are unable to work. If you are able to obtain a job position that will accommodate your disability, then you probably will not be approved for benefits.

The exception to this rule is when the income you earn through your work is not enough to support yourself. The income threshold used to determine eligibility changes from year to year, so it's best to work with a Social Security representative who knows the current standards when preparing your application.

Condition

The Social Security Administration has created a list of accepted conditions to help streamline the application process. It's important that you check to see if your condition is listed. You must exhibit the symptoms of the condition as outlined by medical professionals, and your doctor must verify that your condition imposes limitations on your ability to seek employment.

You may be able to prove that a condition not listed by the Social Security Administration is grounds for disability benefits if you can show that the condition limits your ability to generate a viable income.

Skills

You must exhaust all possible options for earning an income before you can qualify for Social Security Disability benefits. Although your condition may prevent you from doing your previous job, you may be able to find suitable employment in a new field.

The Social Security Administration will evaluate your age, education level, and work experience to determine if you have the skills needed to transition to a new career field. If you are deemed unlikely to be employed, you will probably be awarded financial benefits to help provide you with a monthly income.

The process of applying for Social Security Disability Benefits can be daunting. Many people opt to work with an experienced filing representative to help ensure that their applications are complete, correct, and submitted on time. Talk to an attorney specializing in Social Security Disability cases in your area if you are thinking of filing for benefits.